Fine Print (as seen on the back of card): Calling card expires 90 days after initial use. A 99-cent fee will apply for calls made from a pay phone or other public phones. Calls made to international cellular phones can be billed at a higher rate. All questions and problems should be resolved through Customer Service. Carrier services provided by SNT.  All rates and applicable charges are subject to change without notice in accordance with legal requirements. Federal, state, and local taxes may apply. Services provided are subject to terms and conditions of federal and state tariffs. Application of surcharges, taxes and fees has the effect of reducing total minutes on a card. We are not responsible for any other carrier charges incurred while dialing through local access numbers. The Global PAPA phone card has no cash value and is non-refundable.